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TBV Hits Are Underappreciated, but Are We Approaching an Inflection Point?

As featured on the website Travilliannext.com on July 21, 2022

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Trends in tangible book value growth over time are a staple of bank stock valuation analysis

“…we believe tangible book value per share is a good measure of the value we have created for our shareholders.”  – Jamie Dimon, Chairman and CEO, JPMorgan Chase

We wholeheartedly agree with Mr. Dimon.  Throughout my career analyzing bank stocks, whenever I come across a new bank that I’d like to learn more about, one of the first metrics I would look to is the trend in tangible book value growth over time.  In theory, assuming assets and liabilities are valued appropriately, tangible book value per share is the dollar amount that an investor would receive for each share in a liquidation scenario.  So essentially, it’s the net worth of the company, a metric that any investor would like to see increasing over time.

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